As many of us spend a lot of our working days, and indeed evenings, on our PC or phone, it’s only understandable when it comes to organizing our finances the most practical method for our needs is a software designed to cater solely to our personal finances.

So many people I talk to are still yet to create and use their own personal budget, with most finding the mere word budget bringing them out in a cold sweat each time! While it’s true that the mention of undertaking any kind of personal budget is often spoken

A critical financial and management guide, a budget is essential for all businesses, regardless of their size. However, there are still those smaller businesses who feel that a budget does not apply to their specific needs, believing that such a tool isn’t designed for their business type.